Wealth Creation

There’s a silver lining to market volatility

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For those who are invested at least in part in the Australian share market, the fall that kicked off on the 3rd of September may be cause for some concern.  The ASX200 index fell from 6,351 to a low of 5,837 on the 15th October (a fall of 8.1%) and there are questions being asked about what the future holds.

Whilst no one knows for sure (or if you do please let us know) what will happen to share prices in ...

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Saint or Sinner – 4 tips to assess your financial adviser

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The world of financial advice in Australia is changing for the better, a process that has been sped up significantly by the Hayne Royal Commission.  If you’re wondering what that is you should probably stop reading now, it has received a huge amount of interest, and not only in Australia, and has sparked a reaction that would best be described as outrage.

 

Australians have always struggled with how to identify whether their financial adviser is ‘good’ or not, and in turn, ...

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Hayne Royal Commission

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The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry was established on 14 December 2017, with an interim report from the Honourable Kenneth Hayne AC QC due no later than 30 September 2018, and a final report due by 1 February 2019.

I’m sure many of you are aware of the Royal Commission and many of its findings, which have been damning to say the least.  The four major banks are already on the front foot in ...

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5 Reasons to seek financial advice in the New Year

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Be prepared for the ugly and unexpected

Making money is an exciting prospect and is one of the reasons many seek financial advice, however it needs to come after you have ensured you have put in place a plan for when things go wrong.  And let’s face it, things do go wrong!  So, the first reason to seek financial advice is to ensure that regardless of what happens in 2018, good or bad, you are well prepared.  Financial stress is debilitating, ...

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Investing: It’s not “Chicken or the egg”, it’s “A horse and cart”

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If you’ve ever read or listened to media pertaining to the finance Industry you may have come across the term ‘capital growth’.  Certainly we as financial planners love nothing more than to talk it up in every way imaginable.  But have you ever considered why the value of assets like shares go up and down over time (think Global Financial Crisis)?

Capital growth (or loss) is a by-product of a company’s current and expected profit.  What does that mean?  Well, think ...

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